Legal & policies
Information about how HoldingCost operates, what we collect, and your rights as a user.
Privacy policy
How we collect, use, store, and protect your personal information — and the rights you have over it.
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Cookie policy
Inventory of every first-party and third-party cookie or storage item we use, organised by consent category.
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Terms of use
The agreement between you and HoldingCost when you use our calculators, content, or embed feature.
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Disclaimer
Calculator results are estimates only and do not constitute financial, legal, or tax advice.
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How we make money
Transparent disclosure of how HoldingCost generates revenue, and how that does and does not affect our calculators.
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Editorial policy
How we research, review, and publish calculator content, including our position on AI-assisted content and commercial independence.
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Accessibility
Our commitment to WCAG 2.1 Level AA accessibility, our testing approach, and how to report issues.
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Security policy
How to report security issues responsibly, what to expect from our team, and our coordinated disclosure approach.
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